Data show stark racial and ethnic disparities in homeownership rates
Published May 10, 2023 - Last update: August 28, 2023
Homeownership is a critical mechanism of wealth accumulation and intergenerational wealth transfer. Decades of policy choices have systematically excluded Black people from homeownership. The lines show the trend of homeownership rates by race/ethnicity. Hover over or click the legend categories to highlight the data for a specific group.
Homeownership rates by race and ethnicity of the head of the household. Data on Asian Pacific Islander home ownership was reported beginning in 2016. This group includes Asian, Native Hawaiian, and Pacific Islanders.
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Racial Wealth Gap
An important driver of the racial wealth gap are policies favoring White people at the expense of Black, Latino, and Indigenous families. The wealth gap between White and Black Americans has remained consistent for decades. Visit the racial wealth gap topic page to learn more.
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